Limit your search to houses that don’t have high credit requirements. Houses being leased by smaller rental companies sometimes won’t require their tenants to have better-than-average credit scores.
Look to move in with a roommate who’s already on the lease. Rent from individual landlords instead of rental companies. Can you rent an apartment with no credit?
No, you don’t need to have credit to rent an apartment. There are many situations where someone needs or wants to rent an apartment with no credit or no credit verification. For example, if you’re an international student, you wouldn’t have any credit to speak of.
How to buy a house with bad credit?
Pull your credit report. The first step,of course,is to find out where you’re starting from and what credit score you’re working with!
Prepare to pay higher mortgage interest. A low credit score signals higher risk to lenders. Pay off your other debt. Something that can be even more important to mortgage lenders than your credit score is your “debt-to-income,” or DTI ratio . Determine your budget. Before you start shopping around and get your heart set on a dream home that’s out of a sensible price range,sit down and determine what Save up a down payment. When you’re buying a home with bad credit,saving up a sizable down payment can make it easier to qualify with various lenders. Leverage an FHA loan. Federal Housing Administration (FHA) loans are designed to put homeownership within reach for people who may struggle to get a conventional loan. See if you qualify for a VA or USDA loan. Improve your credit score. As mentioned,your credit score is a key determinant when it comes to the interest rate you get. How to rent an apartment with bad credit?
Know What’s on Your Credit Report.
Ask Yourself “How Much Rent Can I Afford?”. Make Your Application Stand Out. Provide Recommendations. Include an Explanation Letter. Sign Up for a Rent Reporting Service. Stick to Owner/Managers. Look for Rentals That Don’t Do Credit Checks. Pay On the Spot. Get a Roommate or a Co-Signer. 
